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Compare Checking Accounts

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Signature    
Earns interest if the following requirements are met monthly.
  • Log on to Online Banking.
  • Receive E-statements.
  • 15 VISA check card, debit or credit transactions.
  • 1 auto payment or auto deposit.
  • Earn UChoose Reward Points for using your VISA check card!
  • If all requirements are met, foreign ATM surcharges are refunded up to $10.00 monthly.
  • No image statement is available on this account.
  • Month-end statement notification by email to allow you to view the statement online.
  • Minimum balance of $100.00 to open.

Available to young adults up to age 23
Earns interest if the following requirements are met monthly:
  • Log on to Online Banking.
  • Receive E-statements.
  • 8 VISA check card, debit or credit transactions.
  • Earn UChoose Reward Points for using your VISA check card!
  • If all requirements are met, foreign ATM surcharges are refunded up to $10.00 monthly.
  • No image statement is available on this account.
  • Month-end statement notification by email to allow you to view the statement online.
  • Minimum balance of $100.00 to open.

Personal
  • No interest will be earned.
  • No monthly maintenance fee or per debit fee.
  • Free E-statements.
  • Can have paper statement, $2.50 monthly mailing fee or an imaged paper statement, $7.50 monthly.
  • Minimum deposit of $50.00 or more to open.

Now
  • Minimum balance of $1,000.00.
  • No maintenance fee or per debit fee will be charged if the minimum balance is maintained.
  • $7.00 Monthly maintenance fee if account falls below minimum balance.
  • $.15 per debit fee if account falls below minimum balance.
  • Earns interest on daily available balance.
  • Free E-statements.
  • Can have paper statement, $2.50 monthly mailing fee or an image paper statement, $7.50 monthly.

Super Now 
  • Minimum balance of $2,500.00.
  • No maintenance fee or per debit fee will be charged if the minimum balance is maintained.
  • $7.00 monthly maintenance fee if account falls below minimum balance.
  • $.15 per debit fee if account falls below minimum balance.
  • Earns interest on daily available balance.
  • Free E-statements.
  • Can have paper statement, $2.50 monthly mailing fee or an image paper statement, $7.50 monthly.     

Small Business
  • Minimum opening deposit of $100.00
    Up to 100 total (credits + debits)-No Charge
  • $ .30 per item service charge (credit or debit) above the 100 item threshold
  • E-statement-No Charge
  • $2.50- Mailing Fee
  • $7.50- Image Statement Fee

Non-Personal
  • Minimum opening deposit of $100.00
  • No Debits-No Charge
  • $5.00 Monthly Maintenance Fee
  • $.13 per debit charge (.15 on imaged statements)
  • $.13 per transit item deposited (.15 on imaged statements)
  • The monthly service charge will be reduced by .0005 cents per $1 on the minimum balance per month
  • E-statement-No Charge
  • $2.50- Mailing Fee
  • $7.50- Image Statement Fee

Money Market
Personal or Non-Personal
  • Minimum Balance of $2,500.00 or more =No Charge
  • No debit card for account
  • $7.00 Monthly Maintenance Fee if account falls below minimum
  • Personal or Non-Personal -$6.00 per item above the 6 debit items allowed per statement cycle
  • Earns interest on daily available balance
  • E-statement-No Charge
  • $2.50- Mailing Fee
  • $7.50- Image Statement Fee

 
Choice Money Market
  • Minimum opening deposit of $50,000.00
  • No debit card for account
  • Tiered rates
  • Earns interest on daily available balance
  • Three debit items allowed per month with no service charge
  • No interest will be paid on balances below $50,000.00
  • $10.00 debit charge above 3 debit items per statement cycle
  • $50.00 early closure fee if account is closed within 12 months of it opening
  • E-statement = No charge
  • $2.50 Mailing Fee
  • $7.50 Image Statement Fee

 
Stash Your Cash
  • Earns high interest rate (tiered) if the following four requirements are met monthly:
  • Minimum collected balance of $500.00
  • Must have a minimum of $25.00 monthly auto-transfer from MSB checking account into this account
  • Must receive e-statement
  • Must have four relationships at MSB including: Checking, Savings, Certificate of Deposit, Loan, Safe Deposit Box & Debit Card (must be owner of that account)
  • Up to four debits per month = no charge
  • Statement cycle = month end
  • If all requirements are not met:
  • $5.00 monthly service charge
  • Interest rate drops to .01% for all balances
  • $1.00 per debit charge in excess of four per statement cycle

  • Provides greater FDIC Insurance coverage.
  • Account balance greater than $250,000.00 are held with other FDIC Insured banks.
  • Earns high interest rate (tiered)
  • Consumer and Non Consumer accounts qualify.
  • Minimum opening deposit of $100.00
  • E-statement = No charge
  • $2.50 Mailing Fee
  • $7.50 Image Statement Fee