Built for Independence.
Designed for Young Adults.
The Independence Checking Account is designed for young adults through age 23 who are ready to take control of their finances. With convenient digital banking tools, debit card access, and the opportunity to earn interest, Independence Checking helps build smart banking habits while rewarding everyday account usage.
Open your account with just $100.00 and start enjoying the benefits of independent banking.
Account Features
- Minimum opening deposit of $100.00
- Available to young adults through age 23
- Earn interest when monthly qualifications are met
- Free Online Banking
- Free eStatements
- Debit card access for everyday purchases
- Foreign ATM surcharge refunds up to $10 per statement cycle when qualifications are met
Monthly Qualifications
To earn interest and receive foreign ATM surcharge refunds, complete all of the following each monthly statement cycle:
- Log in to Online Banking at least once
- Receive eStatements
- Complete 8 or more debit card purchase transactions
ATM Fee Refunds
When all monthly qualifications are met, foreign ATM surcharges will be refunded up to $10 per statement cycle, making it easier and more affordable to access your money wherever you are.
Important Information
- Minimum opening deposit: $100.00
- The statement cycle for this account closes at month-end, and qualification requirements are evaluated based on activity completed during each monthly statement period. Month-end statements are generated on the last business day of each month without exception.
Start Building Your Financial Future
Whether you're attending college, starting a career, or learning to manage your money independently, the Independence Checking Account provides the tools and benefits to help you succeed.
For more information or to open an account, contact Mediapolis Savings Bank at 319.394.3191 or stop by one of our locations.
*Contact the bank for current interest rates, Annual Percentage Yield (APY), account details, and eligibility requirements.