Certificates of Deposit

Guaranteed Growth. Flexible Terms. Peace of Mind.

A Certificate of Deposit (CD) is a great way to earn a competitive, fixed rate of interest while keeping your savings safe and secure. Whether you're saving for a future purchase, building a financial cushion, or diversifying your savings strategy, a CD can help you reach your goals with confidence.

At Mediapolis Savings Bank, we offer a variety of CD terms to fit your financial needs, with maturities ranging from 6 months to 60 months.

CD Features

• Competitive fixed interest rates
  
• Guaranteed returns for the length of the term
• FDIC-insured up to applicable limits
• Flexible options to match your savings goals
• Local service and personalized support

Available Terms

Choose from a variety of term options, including:

• 6 Month CD
• 12 Month CD
• 18 Month CD
• 24 Month CD
• 30 Month CD
• 36 Month CD
• 48 Month CD
• 60 Month CD

Why Choose a Certificate of Deposit?

Predictable Earnings

Your interest rate is locked in for the entire term, providing stable and predictable growth regardless of market fluctuations.

Safe and Secure

Certificates of Deposit are one of the safest savings options available, offering FDIC insurance protection up to applicable limits.

Flexible Savings Goals

Whether you're planning for a short-term need or a long-term goal, a variety of term lengths allows you to choose the option that best fits your timeline.

Important Information

• A minimum opening deposit may be required.
• Early withdrawal penalties may apply.
• Interest rates and Annual Percentage Yields (APYs) may vary by term and are subject to change.
• Contact the bank for current rates and account details.

Start Growing Your Savings Today

Whether you're a first-time saver or an experienced investor, a Certificate of Deposit can be a valuable addition to your savings strategy.

Visit Mediapolis Savings Bank or call 319.394.3191 to learn more about our current CD rates and available terms.