Send Money with Zelle

Zelle is a fast, safe and easy way to send money directly between almost any bank account in the U.S., typically within minutes*. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank*.
*To receive money in minutes, the recipient’s email address or U.S. mobile number must already be enrolled with Zelle.  Must have a bank account in the U.S. to use Zelle.
Customers must enroll for MSB Online Bill Pay to have access to Zelle within Online Banking or MSB Mobile.

Click Here for FAQ

Mobile Banking

Got a "smartphone"? Now you can do your personal banking on it! You can sign up for this service through the online banking page under the "Profile" tab or Go to the APP Store on your phone and install "MSB MOBILE". You will need to have a username and password set up through the browser based online banking before using the app.

Call 319-394-3191 or 319-868-3125


Go Green!! Receive your bank account statements electronically through MSB Online Banking. When you sign up for e-statements you will begin to receive email notifications when your bank statement is ready to view. Simply log in at using your secure online banking credentials to view your bank statement. Contact us today for more details.

Online Bill Pay 

This product will free up time and save you cost on check orders and postage! You have unlimited access and transactions. And, it's FREE!!  Use the link below to obtain a form to request Online Bill Pay. Submit to one of our staff today to get started!

Mobile Deposit

This product allows you to deposit checks using the mobile app on your phone or tablet to capture an image of the check you wish to deposit. Contact one of our knowledgeable staff today for details.

Things to Remember:

 · Deposit cut off time is 3:30 p.m. Make deposits before this time to be posted for current day

 · A $0.99 mobile deposit fee will be charged for each deposit.

 · Daily deposit limits are $1,500.00 per item and $2,500.00 per day unless a change request is approved.

 ·   You must endorse your deposit items with your signature and “For Mobile Deposit Only.” If you do not, your deposit may be rejected.

 · All deposits are subject to approval by bank staff.

·  Items that won’t be accepted

1. Checks not payable in US Funds

2. Incomplete checks

3. Money Orders

4. Checks made payable to cash

5. Checks payable to any person or entity other than you

Submit the agreement below to one of our staff to start using Mobile Deposit today!

Click Here For Mobile Deposit Agreement

Wire Transfers

Incoming (Domestic and Foreign Wires)

Funds can be wired into your account from anywhere in the world. Please check with Lori, Bev, Miranda or Allisen for incoming wire instructions. 

Please call us for fees and cutoff times, 319-394-3191 or 319-868-3125

Outgoing (Domestic and Foreign Wires)

We can efficiently wire money for you to anywhere in the United States or around the world. Experienced correspondent banks will provide us with good service. Sending your wire early in the day should ensure that your domestic wire reaches its destination before the end of the business day. International wires may take longer to clear and can take up to a week to reach their destination. Call and talk to Lori, Bev, Miranda or Allisen about wiring details.

Please call us for fees and cutoff times, 319.394.3191 or 319-868-3125

Cashier's Check

You can purchase cashier's checks at our 4 bank locations. They are economical and a widely accepted form of payment. Sometimes the payee will not accept your personal check, so a cashier's check is an acceptable alternative. Please call us for fees at 319.394.3191.

Check Orders

You can order high quality checks from Main Street Checks at either bank location by talking with the teller. You can also call the bank and order over the phone. 

Click Here To Order

TIB Credit Card Applications

The bank offers a variety of credit card plans for individuals and businesses. They are available through The Independent BankersBank card services. Applications are available at all of our banking facilities. Stop in today to pickup a credit application and start enjoying the benefits of a credit card account.